Loans

• $25,000A vehicle, 60 months at 7.11%Current

  Signed note · Refinance

  Next payment $496 due 2052-02-01; balance $12,350. Send it from your bank with your code in the memo; it posts on its own.

  33 on-time payments in a row. Rate in force 6.61% after 2 reward cuts.

  Collateral: 2024 Toyota RAV4, lien recorded 2049-03-15.

  Schedule

  #	Due	Payment	Interest	Balance after	Paid
  1	2049-05-01	$496	$148	$24,652	✓
  2	2049-06-01	$496	$146	$24,302	✓
  3	2049-07-01	$496	$144	$23,949	✓
  4	2049-08-01	$496	$142	$23,595	✓
  5	2049-09-01	$496	$140	$23,238	✓
  6	2049-10-01	$496	$138	$22,880	✓
  7	2049-11-01	$496	$136	$22,519	✓
  8	2049-12-01	$496	$133	$22,156	✓
  9	2050-01-01	$496	$131	$21,791	✓
  10	2050-02-01	$496	$129	$21,424	✓
  11	2050-03-01	$496	$127	$21,054	✓
  12	2050-04-01	$496	$125	$20,683	✓
  13	2050-05-01	$496	$123	$20,309	✓
  14	2050-06-01	$496	$120	$19,933	✓
  15	2050-07-01	$496	$118	$19,555	✓
  16	2050-08-01	$496	$116	$19,174	✓
  17	2050-09-01	$496	$114	$18,791	✓
  18	2050-10-01	$496	$111	$18,406	✓
  19	2050-11-01	$496	$109	$18,019	✓
  20	2050-12-01	$496	$107	$17,630	✓
  21	2051-01-01	$496	$104	$17,238	✓
  22	2051-02-01	$496	$102	$16,844	✓
  23	2051-03-01	$496	$100	$16,447	✓
  24	2051-04-01	$496	$97	$16,048	✓
  25	2051-05-01	$496	$95	$15,647	✓
  26	2051-06-01	$496	$93	$15,243	✓
  27	2051-07-01	$496	$90	$14,837	✓
  28	2051-08-01	$496	$88	$14,429	✓
  29	2051-09-01	$496	$85	$14,018	✓
  30	2051-10-01	$496	$83	$13,605	✓
  31	2051-11-01	$496	$81	$13,189	✓
  32	2051-12-01	$496	$78	$12,771	✓
  33	2052-01-01	$496	$76	$12,350	✓
  34	2052-02-01	$496	$73	$11,927
  35	2052-03-01	$496	$71	$11,501
  36	2052-04-01	$496	$68	$11,073
  37	2052-05-01	$496	$66	$10,642
  38	2052-06-01	$496	$63	$10,209
  39	2052-07-01	$496	$60	$9,773
  40	2052-08-01	$496	$58	$9,335
  41	2052-09-01	$496	$55	$8,894
  42	2052-10-01	$496	$53	$8,450
  43	2052-11-01	$496	$50	$8,004
  44	2052-12-01	$496	$47	$7,555
  45	2053-01-01	$496	$45	$7,104
  46	2053-02-01	$496	$42	$6,649
  47	2053-03-01	$496	$39	$6,192
  48	2053-04-01	$496	$37	$5,733
  49	2053-05-01	$496	$34	$5,270
  50	2053-06-01	$496	$31	$4,805
  51	2053-07-01	$496	$28	$4,337
  52	2053-08-01	$496	$26	$3,867
  53	2053-09-01	$496	$23	$3,393
  54	2053-10-01	$496	$20	$2,917
  55	2053-11-01	$496	$17	$2,438
  56	2053-12-01	$496	$14	$1,956
  57	2054-01-01	$496	$12	$1,471
  58	2054-02-01	$496	$9	$984
  59	2054-03-01	$496	$6	$493
  60	2054-04-01	$496	$3	$0

Purpose, amount, term, collateral or cosigner, and your take-home pay. Each test shows pass or fail as you type: purpose and term, rate on file, payment under 20% of take-home, the fund’s cash floor, the concentration cap, your standing and one loan at a time. (Read-only in the demo.)

• Lucas Alvarez$15,000starting or growing a business, 60 months at 8.11%Current
• Maya Alvarez$25,000a vehicle, 60 months at 7.11%Current
• Sofia Alvarez$12,000school or training, 84 months at 7.11%Current
• Ben Alvarez$40,000a home down payment or repairs, 120 months at 7.11%Current
• Rosa Alvarez$30,000a home down payment or repairs, 120 months at 7.11%Current

Every member sees every loan: who, how much, on what terms, and whether it is current. The vote itself is seen only by the committee.